Home Loans – Page 2

5 Common Mistakes to Avoid When Buying a Home

Buying a home is a dream come true for most people, but there are a number of pitfalls that unwitting homebuyers can easily fall into…
Down Payments 101

Down Payments 101

One of the most profitable methods to create security for yourself and your family or create generational wealth is to invest in real estate. Over…

What are Mortgage “Points” and How Many Should You Pay?

Mortgage points are either origination or discount points. In either case, one point is equal to 1% of the total amount of the mortgage. For…

Home Buyer Options After Pre-Approval

Your pre-approval is in and you know your budget. Now, can you find an affordable property that meets your requirements?  Searching for the perfect deal is…
Mortgage Pre-Approval

Mortgage Pre-approval: It’s Not as Complicated as You May Think

Exactly What is “Pre-Approval” For a Mortgage? Home buying all starts with the paperwork. But it doesn’t have to be confusing. And that starting point is…

Understanding Seller Proceeds

There are many costs associated with selling a home. If you aren’t aware of them all, you may make a mistake when attempting to calculate…

How is a HELOC Different from a Mortgage?

A Home Equity Line of Credit (HELOC) allows you to use your home as collateral in return for a lump sum of money, often used…

Buyer Closing Costs 101

Homebuyers will be responsible for paying many fees and other charges at closing. You may already have heard of some of them, and if you…

Closing Costs 101

Most people get a home loan when they purchase a new home. These loans are called mortgages and there are usually various expenses involved in…